Privacy Policy
Effective date: August 4, 2026
1. Introduction
AI Capital Lending™, operated by Tunita Bailey, respects your privacy. This Privacy Policy explains how information may be collected, used, disclosed and protected when you visit our website, complete the Capital Lane Finder, schedule an appointment, communicate with our team or use related services.
By using this website, you acknowledge the practices described in this Privacy Policy.
2. Contact Information
AI Capital Lending™
Website: www.aicaplending.com
Email: tbailey@aicaplending.com
Phone: (806) 642-4729
Tunita Bailey, NMLS ID 639787
3. Information We May Collect
We may collect information that you voluntarily provide, including:
- First and last name
- Email address
- Telephone number
- City and state
- Appointment information
- General financial or real-estate goals
- Capital Lane Finder responses
- Product or program interests
- Communication preferences
- Information included in messages you send to us
We may also automatically collect limited technical information, including:
- Internet Protocol address
- Browser and device type
- Pages visited
- Date and time of visits
- Referring website
- General location derived from technical data
- Advertising and campaign attribution
- Cookie and analytics information
Do not submit Social Security numbers, complete bank account information, payment-card information, account passwords, complete credit reports or other highly sensitive financial documents through this landing page.
4. How We Use Information
We may use information to:
- Respond to questions and requests
- Schedule and confirm appointments
- Help identify a possible Capital Lane
- Provide requested information about products or services
- Follow up regarding appointments, demonstrations, trials or programs
- Operate and improve the website
- Measure marketing and campaign performance
- Maintain records of communications
- Prevent fraud, misuse or security incidents
- Meet legal, regulatory and compliance obligations
- Send marketing messages when permitted and when appropriate consent has been obtained
Completing the Capital Lane Finder does not constitute a loan application or credit decision.
5. Communications and Consent
When you provide your contact information, you may receive communications related to your request, appointment or selected service.
Marketing email or text communication will be sent only as permitted by applicable law and based on the consent information available to us.
Consent to receive marketing communications is not a condition of obtaining services.
You may opt out of promotional email by using the unsubscribe method provided in the message.
You may opt out of promotional text messages by replying STOP or by contacting us.
Message and data rates may apply.
Administrative messages concerning an existing appointment, request or transaction may still be sent when legally permitted.
6. Cookies, Analytics and Advertising Technologies
The website may use cookies, pixels and similar technologies to:
- Maintain essential website functions
- Understand website traffic
- Measure advertising performance
- Remember limited user preferences
- Determine how visitors reached the website
- Improve the user experience
- Deliver or measure retargeting advertisements
These technologies may be supplied by service providers such as:
- Website hosting providers
- Calendly
- Google Analytics
- Meta
- TikTok
- Email or SMS providers
A cookie notice and consent controls are provided where required. Nonessential analytics and advertising technologies are not loaded before consent where prior consent is legally required, and you may change your selection at any time using the Cookie Preferences link in the footer.
7. Information Sharing
We may share information with service providers that help us operate the website and provide requested services, including:
- Scheduling providers
- Website hosting and development providers
- Email and communication providers
- Analytics providers
- Advertising platforms
- Customer relationship management providers
- Technology and software providers
- Professional advisers
- Lenders, service providers or business partners when requested, authorized or reasonably necessary to address the user’s request
We may also disclose information:
- To comply with applicable law, legal process or regulatory requirements
- To protect our rights, users, systems or property
- To investigate fraud, misuse or security threats
- In connection with a lawful business transfer, reorganization or sale
Because third-party scheduling, analytics, advertising and communication services are used, information is shared with those providers as described above.
8. Third-Party Websites and Services
The website may link to third-party services, including Calendly, lenders, software products, payment providers and social-media platforms.
Third-party websites maintain their own privacy practices. AI Capital Lending™ is not responsible for the content, availability, security or privacy practices of an independently operated third-party service.
Users should review the policies of those services before submitting information.
9. Data Security
We use reasonable administrative, technical and organizational safeguards designed to protect personal information.
However, no website, database, email system or internet transmission can be guaranteed to be completely secure.
Access to personal information is restricted to authorized personnel and service providers with a legitimate business need.
10. Data Retention
Personal information is retained only for as long as reasonably necessary to:
- Fulfill the purpose for which it was collected
- Maintain business and appointment records
- Meet legal and regulatory obligations
- Resolve disputes
- Enforce agreements
- Prevent fraud and misuse
Information is deleted or de-identified when it is no longer reasonably required, subject to legal and record-retention requirements.
11. Privacy Choices and Requests
Subject to applicable law, users may request to:
- Review certain personal information
- Correct inaccurate information
- Request deletion of certain information
- Withdraw marketing consent
- Opt out of promotional communications
- Ask questions about information practices
Requests may be sent to tbailey@aicaplending.com. Include “Privacy Request” in the email subject line.
We may need to verify the requester’s identity before completing certain requests.
Some information may be retained when legally required or reasonably necessary for compliance, fraud prevention, dispute resolution or recordkeeping.
12. Children’s Privacy
This website is intended for adults and is not directed toward children under 13.
We do not knowingly request personal information from children under 13 through this website.
If we learn that prohibited children’s information has been collected, we will take reasonable steps to delete it.
13. Financial Privacy Notices
This online Privacy Policy is intended to explain general website data practices.
It does not replace any separate privacy notice, opt-out notice or model privacy form that may be required under the Gramm-Leach-Bliley Act, Regulation P or another financial-services law.
Separate financial privacy notices are provided when applicable.
14. Policy Updates
We may update this Privacy Policy to reflect operational, technological, legal or regulatory changes.
The revised policy will display an updated effective date.
Material changes will be communicated when required by law.
15. Contact Us
Questions about this Privacy Policy may be directed to:
AI Capital Lending™
Website: www.aicaplending.com
Email: tbailey@aicaplending.com
Phone: (806) 642-4729
Tunita Bailey, NMLS ID 639787