Terms and Conditions

These Terms and Conditions govern access to and use of the AI Capital Lending™ website, the Determine Your Capital Lane™ experience, the Capital Lane Finder, appointment-scheduling features and related content.

By using the website, you agree to these Terms and Conditions and the Privacy Policy.

Do not use the website if you do not agree with these terms.

The website is intended for individuals who are at least 18 years old and legally capable of entering into agreements.

By using the website, you represent that the information you provide is accurate to the best of your knowledge.

Website content, Capital Lane Finder results and the Free 15-Minute Capital Ready Strategy Session are preliminary and educational.

They are intended to help users identify possible areas for further evaluation.

They do not constitute:

Professional advice should be obtained from appropriately qualified advisers based on the user’s individual circumstances.

All financing is subject to:

Programs, rates, fees, terms and availability may change without notice.

Information displayed on the website is not a rate lock or binding loan offer.

Services are offered only in jurisdictions where legally permitted.

AI Real Estate Deal™ and related tools may provide calculations, estimates, projections and organizational assistance.

Results depend on the accuracy and completeness of information entered by the user.

Calculations and projections do not guarantee:

Users are responsible for conducting independent due diligence and obtaining appropriate professional inspections, valuations and advice.

Training, certification, software, coaching and professional-development programs do not guarantee:

Users remain responsible for meeting all licensing, employment, regulatory and professional requirements applicable to their activities.

Appointments are subject to availability.

Users must provide accurate contact information and attend appointments at the scheduled time.

AI Capital Lending™ may reschedule or cancel an appointment when reasonably necessary.

A free initial appointment does not obligate either party to enter into a paid relationship.

Users agree not to:

Website content, branding, program names, software descriptions, graphics, videos, written material and other original materials are owned by or licensed to AI Capital Lending™ unless otherwise stated.

No content may be copied, reproduced, modified, republished, sold or distributed for commercial use without prior written permission.

Permitted personal use does not transfer ownership rights.

The website may use or link to third-party services such as Calendly, payment providers, social-media platforms, analytics providers, lenders or external applications.

AI Capital Lending™ does not control independently operated third-party services and is not responsible for their availability, content, terms, security or privacy practices.

Use of those services may be governed by separate agreements.

Testimonials, examples, demonstrations and case studies reflect individual experiences or illustrative scenarios.

They do not guarantee that another person will receive the same or similar result.

Hypothetical examples are identified as examples or estimates.

The website and its content are provided on an “as available” basis to the extent permitted by law.

AI Capital Lending™ does not warrant that:

Nothing in these terms excludes a warranty or right that cannot legally be excluded.

To the maximum extent permitted by applicable law, AI Capital Lending™, Tunita Bailey and affiliated service providers will not be liable for indirect, incidental, special, consequential or punitive damages arising from use of the website or reliance on general website information.

This limitation does not apply where prohibited by law.

To the extent permitted by law, users agree to be responsible for losses, claims or expenses resulting from their unlawful use of the website, violation of these terms or infringement of another person’s rights.

Use of personal information is governed by the Privacy Policy.

Users should review the Privacy Policy before submitting information.

AI Capital Lending™ supports Equal Housing Opportunity and does not discriminate in housing-related or lending-related activities based on characteristics protected by applicable law.

Users who believe they have experienced unlawful housing discrimination may contact the appropriate federal, state or local enforcement agency.

AI Capital Lending™ may modify website content, features or these Terms and Conditions.

Updated terms will display a revised effective date.

Continued use after a change becomes effective constitutes acceptance to the extent permitted by law.

These Terms and Conditions are governed by applicable federal law and the laws of the State of Texas, without regard to conflict-of-law principles.

Any mandatory consumer rights or jurisdictional protections remain unaffected.

If any provision is found unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

Questions regarding these Terms and Conditions may be directed to: